Follow the Roth recharacterization rules so your reconversion isn't disallowed

3 things you need to know about Roth recharacterization rules

No doubt by now you’ve heard of the Roth IRA and it’s amazing tax-free benefits. Roth IRA’s truly are one of the best retirement...
The 401k has an annual additions limit. You may be able to put after-tax contributions then roll them to Roth IRA later!

Super charge your Roth using an after-tax 401k Roth conversion

Most retirement savers haven't heard of an "after tax 401k Roth conversion". It's a pretty unique thing after all, and it doesn't apply to...
An IRA Roth IRA infographic

The ultimate IRA & Roth IRA quick guide

IRA's were created over 40 years ago back in 1974 under ERISA (Employee Retirement Income Security Act). With over 30 million households and  7.4 trillion...
Strategic multi-bucket Roth conversions dominate normal Roth conversions

How multi-bucket Roth conversions save thousands in taxes

You’re probably well aware of what a Roth IRA is. You may even be aware that you can convert your regular IRA’s into a...
Make a budget, max the 401k, and get cheap life insurance!

4 financial moves you need to make now if you’re turning 40

I’d like to thank Phillip Christenson, CFA for today’s post about Smart Money Moves in your 40’s. Phillip is a Chartered Financial Analyst and...
Start planning now to make sure your IRA, Roth, and 401k accounts are maximized for 2016

What are the retirement plan contribution limits for 2016?

We're about half way through 2016 - time flies! It's important to remember with each year that passes you've either taken advantage of a savings...
Social Security windfall elimination provision coordinates and reduces your retirement income

How much will the Social Security Windfall Elimination Provision cost you?

Social Security Windfall Elimination Provision Most individuals enter retirement knowing they’ve got some form of Social Security benefit coming. What you may not know is if...
Tax efficient asset location between an IRA and a Roth IRA

How tax efficient asset location between IRA and Roth saved $45,236

Investing in the stock market isn't easy. In fact it's downright hard! The fact is 99% of investors focus on their investment portfolio for...
Small 401k plan lawsuit - Are you acting as a 401k fiduciary?

Small 401k plan gets sued finally!

Small 401k plan gets sued finally! Dear Mr. or Ms. 401k Fiduciary, Think you can't get sued because your plan is too small? Think again! I never...
Are you investing your 401k properly?

How should I invest my 401k? Whiteboard Wealth #15

How should you invest your 401k plan? Investing in your 401k at work may seem easy, after all you've only got so many options to...

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