Category: Investing

Investing In Gold For The Right Reasons

Gold is one of the worst performing asset classes over the last 40 years and has underperformed the major market indexes in that timeframe. To make matters worse, gold isn’t even a good hedge for inflation. Although commodities should play a role in your portfolio, that role should be for diversification purposes. Gold and other commodities should account for 5% or less of your total portfolio (if that).

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What is Asset LOcation?

Asset LOcation is the process of determining which of your investment assets are highly tax-efficient and those which are horribly tax-inefficient. Once you determine your potential tax liability for each of your investments, you rank them from efficient to inefficient then place them as best as possible in different accounts that are tax-free, tax-deferred, or taxable.

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